Experienced & Professional 

Your mortgage financing is important, put it in the hands of a professional. Our experienced staff will help walk you through the borrowing process.  We've been serving Maryland and surrounding communies since 1997 and will make the process of buying or refinancing as fast and easy as possible. Apply now in the convenience of your own home using our secure application or call today and speak with a financing specialist.    

A Loan That Fits You!

We offer great rates on Conventional, FHA, VA, Jumbo and Reverse Mortgages.  See our service area and licensing information here.

Government loan programs put the savings in YOUR pocket!

As a government approved direct lending institution, we give you access to low rate government insured FHA and VA programs for PURCHASE or REFINANCE.  With one of the highest performance ratings in the nation, Southern Trust Mortgage will help put you in a program that meets your needs.  

Reverse Mortgages

Also known as HECM or Home Equity Conversion Mortgages, The Southern Trust reverse mortgage team is proud to be one of the most experienced and largest providers of FHA's HECM Reverse Mortgage program in the nation.  Southern Trust subscribes to the code of ethics of the National Reverse Mortgage Lenders Association (NRMLA).  The HECM reverse mortgage program provides a wide range of options and security for homowners and homebuyers 62 years or better.  Call today for more information or visit our reverse mortgage section on the site.

Did you know?   We offer Reverse Mortgage for home purchase program?  Find out how you can use a reverse mortgage to buy your next home.  You can double your purchase power and never make another monthly payment!  Call today for details.

Experience does matter!
Call  today.
410-902-4660


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